After the six month time period passes, the interest rate is 19.5% retroactive to date of installation.
Example of 6 Months Same As Cash / No Payment at 19.5% APR :
Months one, two, three, four, five and six -- No payment required
Initial investment x Monthly interest = Total outstanding balance x Minimum payment = Min. monthly investment
$6,000.00 x (1.625%) = $6,097.50.00 x (.02%) = $121.95